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Immigration: Understanding the Prospective Marriage Visa

The prospective marriage visa is commonly known as the fiancé visa, and it is officially referred to as the subclass 300 visa. As implied, this document is designed to allow non-citizens and non-residents to migrate into Australia and marry their prospective spouse. You can apply for this visa if you are planning on marrying an Australian citizen, a qualifying New Zealand citizen or even a permanent resident in the country. Here are the important elements that you should understand about the prospective marriage visa before applying.

Eligible Applicants

You should ensure that you meet the criteria for the fiancé visa before launching the application. Basically, you should have met the pertinent prospective spouse in person and know them well enough. This is critical even when you are in an arranged marriage or met via Internet dating. Exchange of photographs or video chats will not be considered as part of meeting. They should be willing to sponsor you and have the intent to marry and live with you. Additionally, this visa is intended for a member of the opposite sex, so you must consider this factor. If you are in a same-sex relationship, you should consider applying for a partner visa.

Inclusion of Family

It is possible to include your family when launching your prospective marriage visa application. However, the included people can only be either dependent children or other close dependent relatives. You must ensure that the pertinent family members meet the outlined requirements for inclusion in an immigration application. Moreover, you should have official documentation as evidence of familial relationship.

Potential Rights and Obligations

You should understand the scope of the fiancé visa before application to ensure that it matches your long-term requirements. This visa subclass will only be valid after it is granted for only nine months. This document will not be replaced once it expires, even though you still have the intention to get married to your sponsor. However, you can migrate into the country and even work or study as long as the fiancé visa is valid. Moreover, you can travel freely from and into Australia. When you receive your visa, you must marry before the visa expires. Once you marry, you should apply for a Partner visa because the fiancé one will become invalid. In addition, you must comply with all the rules and regulations imposed in the visa.

After launching the application, you should inform the Immigration officers on any changes in your life, including pregnancy, death of a dependent and change of residence.

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How to Find Out Where Cockroaches Are Hiding in Your Home

Cockroaches can be tricky to find; in fact, it usually takes a while for people to realise that they might have staged a little home invasion. If you do think your home has been infested, it’s smart to see if you can find their main nest. Just a few cockroaches can be taken out easily enough, but you’ll want to check for a larger infestation to make sure you don’t need professional assistance.

Here’s how to find those troublesome roaches.

Round up the Usual Suspects

Different species of cockroach prefer slightly different nesting environments, but they all typically prefer to be where it’s warm, moist, and undisturbed. This puts you at an advantage right away since you can check out areas that will meet those needs first.

Here are the first places to check:

  • Around garbage
  • Under the fridge
  • In and around pipes
  • Within cracks in the base board

These areas are extremely likely to be harbouring your unwelcome little guests, but you should also check out any other little nook of your house that might meet the needs of the average cockroach.  

The One You Least Suspect

Okay, you failed to find any cockroaches in those typical nesting areas, but the infestation has not ended. At this point, you should start thinking more seriously about calling a professional to provide assistance, but there are still a few extra places you can look. Furniture, for example, is sometimes inhibited by cockroaches in a pinch, especially if it hasn’t been cleaned for a while. Remove your sofa cushions and have a good look. You might also find cockroaches nesting around stacks of paper or cardboard.

Lights, Cockroach, Action!

If you’re still coming up short, just wait until the dead of night. Cockroaches aren’t stupid; they vastly prefer to move around under cover of darkness because they know that it is much safer. However, you are now on to their little game and are in the perfect position to catch them out.

Wait until it’s dark, making sure that you turn off all the lights. Take a nap for around an hour, or hang out in a smaller room where you don’t think the roaches are hiding. When the hour is up, walk softly into your main room before hitting the lights. Any cockroaches who have chosen to venture out should start zooming back to safety. Watch where they go to get a pretty good idea of where the main nest is, then use the following final trick.

Get Sneaky with a Mirror

Cockroaches are incredibly fast and pretty small, so you might scare them away from their main hangout before you can even confirm that they were there. This is especially true if you need to look behind a baseboard or underneath a large appliance.

The best method of dealing with this problem is to use a mirror. You can lie on the floor, then maneuverer the mirror until it provides a view of the area in question. The cockroaches won’t know you’re looking, so they won’t try to escape.

Only the most ninja-like of cockroaches should escape your gaze if you follow the steps listed above, but you should certainly call a professional if you continue seeing signs of an infestation or if the nest you find contains more than a few cockroaches.

For more information, contact a pest inspection professional in your area.

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Suing the school after your child has an accident or incident on a school excursion

Excursions are supposed to be a fun part of your child’s education, but if not planned and supervised correctly can become a dangerous outing. If your child comes home from an excursion with injuries, here are some of the steps to take. 

Get your child to immediately recount what has happened

As children often struggle to remember events if they are very stressed, it can be useful to get an immediate recount of what has happened. You might consider recording your child’s immediate comments so that there is no confusion over the story changing over time. At the same time, it can be useful to gather any other information from other sources such as the injury report from the school, any details from teachers or parents helpers and any information that you can get from the parents of other students on the excursion. 

Get some medical treatment as soon as possible

The next step is to get medical treatment. This can include counselling if the accident has caused your child stress, as children may not be eager to head back to school if they have had a traumatic experience on the excursion. This medical treatment forms part of the evidence for any action that you take against the school so it is useful to ask the medical professionals for a full assessment and report of your child’s condition. 

Discuss the matter with the school

Make an appointment to discuss how the matter has occurred, and what the school plans to do to correct this issue. This may include disciplinary action for the supervising staff, recompense for the medical treatment required, an apology and a change in school procedures.

Speak with a personal injury lawyer

The next step, if you are not happy with the way that school has handled the matter the next step is to get in contact with a personal injury lawyer. They can help to negotiate an out of court settlement, or help you to bring legal action against the school. If your child is not happy with continuing at the school in addition to the medical costs you can also claim for costs associated with moving to a new school, any income you have lost as a parent attending medical appointments with your child as well as pain and suffering compensation.

Excursions should be a fun experience which enhances learning rather than causing injuries. If your child is injured after an excursion you should follow up the matter so that you child can see how much you care about them.  

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Essential Rules for New Detectorists

Children grow up with stories of hidden treasure that engage the mind and get the heart racing. Some of those kids continue along that exciting road by taking up archaeology as a hobby.

Detecting allows you to unearth archaeological finds that have remained buried for hundreds or even thousands of years. In addition to the thrill of touching a piece of history, there is the thrill that your find could make you a wealthier person.

This guide is for those of you taking up the pastime of metal detecting.   

Safety First

Whenever you are out in fields, you know that there is a chance that you may come across a dangerous animal or insect. Some plants will also be poisonous, so having knowledge of the area you’re in and the potential threats is a good idea. Care should be taken at all times, and it’s good practice to ensure that somebody knows where you are. Carrying a backpack with water, snacks, and personal protection is a good idea. In addition to the possibility of bites, some of the things that you might dig up could be a danger. Be careful of corrosive metal and glass. A good pair of safety gloves is a must have.  

National Parks

These are off limits, and heavy fines can be imposed for breaking the rules. There may be exceptions under your fossicking permit but check this carefully to be sure. Many state forests will require you to have a fossicking license or a state specific permit (like a VIC Miners Right) before you can hunt for treasure.

Heritage Listed Properties and Buildings

These sites are often protected under various heritage acts. Adhering to the laws concerning these sites is a must. Any discoveries made on such sites must not be disturbed or removed without authorisation. Additionally, beware when detecting near listed sites as the boundaries may not always be clear.

Don’t Leave Holes

It is common courtesy to fill in any holes you create when they are no longer in use. You’re more likely to be allowed to detect again if you don’t leave the land looking like it’s been infested by moles

Don’t Leave Rubbish

A lot of what you might dig up will be junk and discarded refuse. Don’t leave this on the land; take it with you.

Protect Your Finds

If you are fortunate enough to find a piece of history, you’ll want to know what to do next. It is essential to know how to extract your find without damaging it and to ensure it is handled and stored correctly. If you are in any doubt, check with an archaeological society for more information.

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Panic Attacks – How Your Psychologist Can Help

Panic attacks, also known as panic disorder, can be overwhelming and can really interfere with your ability to function normally on a daily basis.  An experienced psychologist can help you to overcome the debilitating effects of panic attacks.  Read on to find out more.

What is panic disorder?

Panic disorder causes sufferers to experience feelings of unprovoked, irrational terror, fear, and dread.  Other symptoms of a panic attack can include:

  • shortness of breath
  • a racing pulse or hammering heart beat
  • insomnia
  • feelings of nausea
  • dizziness
  • confusion
  • shivering or trembling

A person who suffers from panic attacks may withdraw from the world in order to avoid situations that they fear may cause a further attack.  It’s really important to seek professional help if you suffer from panic attacks, because if left untreated, you could develop other psychological disorders, such as depression.

How could a psychologist help you?

During the first sessions with your psychotherapist, you will discuss your basic problem and they will outline a possible treatment strategy.  Any programme of treatment will be agreed between you and your psychotherapist and will be implemented over a number of months, depending upon how quickly you respond to the treatment. 

As you will be working very closely with your psychotherapist to tackle your panic disorder, you’ll need to get on well with them from the very beginning of your treatment if the programme is to be successful, and these early meetings are often used to establish a good patient/therapist relationship before the actual treatment itself commences.

Panic disorder can be treated very successfully by a trained, qualified psychologist.  A form of psychotherapy called CBT, or cognitive behavioural therapy, can be highly effective when treating panic disorder.  CBT uses techniques such as deep breathing and other relaxation therapies, such as meditation.  You will also learn how to understand how your thoughts and your exposure to certain situations may trigger your panic attacks, and this increased awareness can be used to help you tackle potentially distressing situations in a safe, controlled environment.

You may also be encouraged to take part in group or family therapy sessions as part of your treatment.  Sometimes, drug therapy may be included as part of your treatment programme, if your doctor and psychologist consider that this is appropriate.

In conclusion

If you suffer from panic attacks, a programme of treatment from an experienced psychotherapist can be crucial in your permanent recovery and management of the condition.  Have a chat with your doctor if you think that you could benefit from a psychology referral.

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Four Resume Mistakes That Actuaries Sometimes Make

The Australian insurance industry offers excellent opportunities for trained actuaries, and skilled candidates are always in demand. As such, actuaries can earn significant sums of money, and it’s not unusual for a senior actuary to earn at least $200,000 a year. Nonetheless, to get the job you want, your resume must still give a recruiter all the information he or she needs. Make sure you can land your dream job, and avoid the four following resume mistakes some actuaries make.

Pitching your experience at the wrong level

It’s important to make sure you pitch your resume at the right level. The salary range for trained actuaries can vary significantly, so you must make sure your CV shows that you have the experience that a potential employer is looking for. For example, if you want to take on a senior actuary role, you should show that you have experience of managing teams as well as your own work, and you should explain your experience of managing a large portfolio of products in a way that a junior role may not require.

Failure to give good examples of your skills

Insurance companies need actuaries that can grapple with complex financial models to derive profitable solutions. As such, your resume must show detailed evidence of your problem-solving skills. For example, you may need to show how you balanced risk with profitability by combining data from multiple sources. Succinctly describe what you did, and explain what the outcome was. Without enough detail, a recruiter is more likely to pass over your resume.

Failure to specify the right industry experience

Actuaries can work across a range of industries. While around 24.7 percent of actuaries work in general insurance, your skills are highly-prized in other insurance sectors, including health insurance and superannuation. Recruiters in those industries will generally look for people with specific, relevant experience, so it’s important to use keywords and statements that highlight your expertise in these fields.

Missing other relevant experience

Actuaries aren’t just mathematical geniuses. Effective actuaries often have experience of other roles, including project management, accounting and team management. Don’t underestimate the value of these transferable skills in your resume. If you assume that a recruiter only wants to see experience that relates to technical work, you may undersell your capabilities. A specialist employment agency can help you understand which skills employers are looking for that don’t relate directly to the technical side of the role.

The Australian job market offers good opportunities for actuaries, but you need to know how to pitch yourself to a recruiter. For more information and advice, talk to an experienced recruitment consultant.

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